Creativity vs. Work

Having delved deep into Julia Cameron's book The Artist's Way,  I feel a tension has arisen in me about whether creativity is this magical spiritual journey with a muse and a great creator in the sky or, is it simply a collection of habits and ideas and the ability to do work?

While I don't have the answer, not even for myself let alone for you- I am finding there is a freedom and spaciousness in the idea that making art is not some secret process to be unlocked, but rather as Seth Godin writes "The magic is that there is no magic."

Can it be as simple as having a regular (maybe daily) practice of making something?  Putting pen to page, recording a video, editing said video and sending it out?

Of course a part of the brain screams "WHAT IF IT'S NOT ANY GOOD!" Okay fair. but this is a later question.  Being in my mid thirties now, I'm finding that the consequences of doing nothing are often far more detrimental than the consequences of trying something. 

I've spent a lot of time thinking, and not experimenting, and I've been left with an uneasy feeling that my time was wasted. 

To bring this back, if the worst thing that comes of publishing you art in some form is that the trolls on the internet don't like it, this is a risk worth taking for the upside of looking back on the body of imperfect work you will have created. 

So, is it creativity or work?  I guess it somewhat doesn't matter, because either one still seems to entail showing up on a regular basis to do something.  I like daily action when possible as it builds on itself. I don't think it's necessary though.